For many mid-sized companies, traditional insurance doesn’t always reward good performance. A group captive offers a better path — allowing multiple like-minded businesses to join together, share risk, and benefit directly from strong safety and loss control. By participating in a group captive, you gain more control over costs, more transparency, and a long-term structure that rewards companies that manage risk well.

Group captives allow members to take more control over their insurance costs. Premiums are based on the collective group's performance, and when losses are well managed, underwriting profits and unused premiums can return to the member companies. This creates a long-term incentive to maintain strong safety programs and reduce claim activity.

We help organizations determine whether a group captive is the right fit, guide you through the onboarding process, and support your long-term participation. Our role is to ensure you understand how the structure works, what the financial commitments look like, and how to maximize the value of membership through effective risk management.

When managed correctly, a group captive becomes more than an insurance solution — it becomes a strategic advantage. You gain cost stability, greater transparency, and access to a peer group of companies committed to safety and continuous improvement. For organizations that take risk seriously, a group captive can be one of the most powerful tools available.